Wealth Management | Citizens National Bank

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Wealth Management


Meet the Team

Amy DeGraff

Amy DeGraff

Vice President &
Wealth Management Officer
Office: (785) 275-5000

Amy DeGraff has been with The Citizens National Bank for 25 years. She is a Vice President and Wealth Management Officer. Her office is in Concordia; however, travels to all of the CNB facilities. Amy is married to her husband Doug DeGraff and they have a daughter, Daegen who keeps her very busy with school activities, artwork, dancing and 4-H. Amy enjoys spending time with her family, reading and singing. You will see her almost every weekend cantoring at Mass either at OLPH Catholic Church or the Nazareth Motherhouse.




Asset Management

  • Trust Services
  • Charitable Trusts/Foundations
  • Estate Settlement
  • IRAs
  • Farm Management Services
  • Bill Paying Services
  • Safekeeping Assets/Custodial Services
  • Managed Investment Accounts

About Us

Assisting you in attaining your financial goals is the number one priority of our Wealth Management professionals. We provide you with personalized, professional support and guidance throughout the investment management and financial and estate planning process by focusing on:

  • Carefully analyzing your financial situation and identifying areas that may need attention
  • Providing you with investment and financial information/education alternatives that will support your financial and estate planning strategies
  • Providing periodic reviews of your investments and financial and estate planning objectives to ensure continued progress toward your goals as your situation may change over time
  • Working with your other financial and estate planning advisors to ensure your planning is fully coordinated for the best opportunity in meeting all your goals
  • Providing a wide variety of investment alternatives to meet your specific objectives

Weekly Insight

We have the opportunity to supply you with a newsletter written by our investment partners, BTC Capital, in which each week creates a quick read on Market Topics. Let us know if you would like to receive this newsletter by calling 785-275-5000 or emailing info@thecnb.bank


Duclos Foundation

For more information regarding the Leva and Frank Duclos Foundation’s semi-annual meeting, please click here.

Cloud County Children's Trust

For more information regarding the Cloud County Children's Trust annual meeting, click here.


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