Personal Savings

 

Whether you are saving for college, retirement, or anything in between; The Citizens National Bank offers a full line of Savings Accounts so you can choose the one that is right for you.

Personal Savings & Money Market Comparison

Investor's MMDA TieredTiered SavingsRewards Interest Savings
(Only available in NEK Market Area)

Requirements

*$2,500 minimum balance

* $250 minimum balance

* $500 minimum balance, plus Rewards Interest Checking 

Interest Earning

Yes

Yes 

Yes

Minimum Balance to Open

$25 

$25 

$25 

MMDA Specialty Checks

FREE

N/A

N/A

Monthly Maintenance Fee

NONE if requirement is met, otherwise $10 per statement cycle

NONE if requirement is met, otherwise $5 per calendar quarter No maintenance fee if age 18 and younger, or 55 and over (customer must notify bank upon turning 55) 

NONE if requirements are met, otherwise $5 per calendar quarter

Transaction Fees

First 4 FREE per month, then $10 per withdrawal

First 12 FREE per calendar quarter, then $2 per withdrawal

First 12 FREE per calendar quarter, then $2 per withdrawal 

Account Statement

FREE Monthly Paper or e-Statement 

FREE Monthly Paper or e-Statement

FREE Monthly Paper or e-Statement

Check Imaging

Yes

N/A

N/A 

Online Banking

FREE

FREE 

FREE 

Mobile Banking

FREE

FREE 

FREE

Mobile Deposit

FREE *

FREE *

FREE * 

VISA Travel Card

No purchase fee

Available

Available 

Money Orders

No purchase fee

Available 

Available 

VISA Credit Card with No Annual Fee

Available*

Available*

Available*

* Subject to approval

For more detailed information or to open an account, visit with the Customer Service Representative nearest you.

Make the Switch

It’s easy to make the switch to The Citizens National Bank. Our printable Switch Kit provides all the necessary forms required to open your new account and transfer your existing personal account(s), including automatic deposits/payments to The Citizens National Bank.

Simply print and fill out the forms and bring them in to a Customer Service Representative at your nearest Citizens National Bank branch. We’ll take care of the rest!

 

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